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Skip the noise and guesswork. From everyday choices to long-term goals, get insights that are personalised, unbiased, and easy to act on.
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Explore curated products, compare them intelligently, and invest with confidence.
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Mutual funds, stocks, real estate, deposits, retirement savings, venture investments or crypto - view your wealth in one unified view. Synced directly with trusted institutions for real-time accuracy.
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From portfolio analysis to product recommendations, Qonfido helps you make informed financial decisions with clarity and confidence.
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Frequently asked questions
Qonfido is a global AI wealth companion that helps you discover, compare, and understand mutual funds—and see your money with more clarity. Indian mutual funds are our current core offering, with broader global products expanding over time. Qonfido combines expert-curated fund ratings, conversational AI Fund Discovery, and portfolio-oriented guidance so you can make calmer, better-informed decisions. Qonfido is operated by XLFI Ventures Private Limited, an AMFI-registered mutual fund distributor.
Yes. Qonfido is built for mutual fund investors, globally. You can ask plain-language questions, compare schemes, review risk and return metrics, and explore Qonfido-rated funds by goal or category through AI Fund Discovery—without building spreadsheets yourself. It is currently available for Indian funds, but global coverage is in the works soon!
Qonfido rates funds using expert analysis within comparable categories using consistency, risk-adjusted performance, and quality judgment—not past returns alone. Funds are placed in clear tiers so you can see relative quality at a glance. The full approach is documented on Qonfido’s fund rating methodology page.
Yes. With your consent, Qonfido can connect to trusted fund data utilities and account aggregators so your holdings appear in one place. You get a clearer view of what you own and AI-assisted insights to help you decide what to review next—always as decision support, personalised to your context. Get the Qonfido app to sync and review your portfolio.
Most of Qonfido's functionality is free to use. You can explore AI Fund Discovery, browse Qonfido-rated funds, and use many guided calculators on the website without needing a complex setup. Portfolio sync and app experiences may ask you to sign in and consent to data access. Check the live product for what is available on web vs app.
Qonfido is designed privacy-first. Portfolio and account data are accessed only with your consent through regulated connections, and personal information is protected with bank-grade encryption and strict access controls. AI outputs are monitored, and sensitive data is handled with anonymisation safeguards where applicable. See our Privacy Policy for details.
Most CAs focus on tax compliance; many wealth conversations start from products. Qonfido starts from you—helping you organise what you own, understand mutual funds in plain language, and use AI plus expert ratings to think more clearly. Learn more about Qonfido.
Start with your goal—retirement, education, tax saving, emergency cash, or wealth building—then use Qonfido Browse to see relevant categories and top Qonfido-rated funds. From there you can open fund details, compare options, or ask the AI a follow-up in plain English. Ratings support research; they are not a guarantee of future returns.
Qonfido is accessible via Android Play Store, iOS App Store or via Qonfido's Web App. All offer similar but customised functionality.
Yes, Qonfido can be accessed from anywhere in the world, and is intended to be a global platform for everyone to use. Calculators are already available in US Dollars, Singapore Dollars, British Pounds, besides Indian Rupees.
Qonfido is not a replacement for a human financial advisor or portfolio manager. Instead, it is a personal AI financial companion designed to help you understand your finances, evaluate your options, and make more informed decisions. What makes Qonfido different is that it is available whenever you need it, day or night. It provides a private space to explore questions about your money, without feeling rushed or judged. As you use it, Qonfido learns about your financial situation, goals, preferences, and priorities, allowing it to deliver increasingly relevant insights over time. Qonfido can also analyse large portfolios, complex financial information, and market developments in seconds, helping you identify opportunities, risks, and actions that may be relevant to your circumstances. Try AI Fund Discovery to ask your next money question.
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